Picking a Ring

We've been ring shopping lately and it's been fun. Something we talked about is getting engagement ring insurance when we do buy something, just in case something happens to it. I think it's a good idea, he's not really sure why I'd want it because I shouldn't be letting anything happen to it anyway. I see his point but you never know what can happen and that is something that is obviously important to me. I can't wait to finally have a ring though, it's kind of like a symbol of my real life finally beginning.